Tuesday, September 07, 2010

Personal Banking

At the Bank of Clarendon, we know that you have different needs and wants, and that is why we provide a variety of products and services. Look at the choices available and let us help you select the account that best fits your needs. All checking accounts provide 24-hour access to your money via online banking or automatic teller machines (ATMs). They provide safekeeping of checks and easy to reconcile statements on three hole punched paper to make storage convenient. We will even provide you a free binder and tabbed inserts to easily maintain your statements. All of our accounts provide unlimited check writing and imaged statements. With an opening balance of just $100, you can start enjoying the benefits of banking with us today!

Direct Checking
Available to all customers with Direct Deposit, this account has no fees and no minimum balance. (1)

Features include:

  • No monthly service charge
  • No minimum balance
  • Unlimited check writing
  • Free ATM or CheckCard*
  • Web and Telephone Banking
  • Optional Plus Package**

Economy Checking     back to top
For those who like the comfort of knowing the flat fee, this account has no minimum balance.

Features Include:

  • $4.00 per month fee
  • No minimum balance
  • Unlimited check writing
  • Free ATM or CheckCard*
  • Web and Telephone Banking
  • Optional Plus Package**

Regular Checking     back to top
For those customers who like to earn interest, our Regular Checking account offers the ability to earn a competitive rate of interest in the convenience of a personal checking account.

Features include:

  • $300 minimum balance
  • $7.00 per month fee if balance is below minimum
  • Earns interest on balances of $500 or more
  • Unlimited check writing
  • Free ATM or CheckCard*
  • Web and Telephone Banking
  • Optional Plus Package**

Student Checking     back to top
Student Checking allows affordable checking with no minimum balance for those students on the go. This account is available for all individuals who are enrolled in at least 12 hours of school credit or are under the age of 24. At age 24, this account will convert to our Regular Checking account. (2)

Features include:

  • No monthly service charge
  • No minimum balance
  • Unlimited check writing
  • Free ATM or CheckCard*
  • Web and Telephone Banking
  • Optional Plus Package**

Hometown 50 Checking     back to top
This value-added account offers both no minimum balance and no monthly service charge and is available to all customers 50 or older.

Features include:

  • No minimum balance
  • No monthly service charge
  • One annual order of checks at no charge
  • Earns interest
  • Free ATM or CheckCard*
  • Unlimited check writing
  • Web and Telephone Banking
  • Optional Plus Package**

Platinum Checking     back to top
Our ultimate in account experiences, the Platinum Checking Account is an entire package of financial services that offer the most value in checking account options. This account rewards those who have multiple relationships with the bank. (3)

Qualifiers for this account include:

  • Average daily checking or savings balance of $2500
  • Combination of Certificate of Deposit balances totaling $5000
  • Average Daily Money Market balance of $10,000
  • Home Equity Line of Credit balance of $10,000
  • Mortgage Balance of $25,000
  • BOC Financial Service balance of $25,000
Features include:
  • No minimum balance
  • Free Platinum Checking account checks
  • Unlimited check writing
  • Free ATM or CheckCard*
  • Free Cashier's checks
  • Earns a higher rate of interest
  • Discount on a safe deposit box
  • Optional Plus Package**

**Plus Package     back to top
The Plus Package adds money saving extras to your checking account, all for just $ 4.00 more per month.

Features include:

  • $10,000 accidental insurance (account holder's name only)
  • $2,500 Identity Theft Protection Insurance
  • Free Plus Package checks
  • Luggage and key ring protection
  • Everyday Rebate Rewards
  • Protection against lost or stolen credit cards


(1) If direct deposit is not maintained a monthly service charge of $5 per month will be assigned.

(2) A $100 minium openening deposit is required.

(3) If platinum daily qualifiers are not maintained account is assesed a $20 per month fee